Estate Planning

By being proactive with your estate plan, you are able to simultaneously build your wealth and protect your family against uncertainty. Estate planning reduces your legal and executor fees by having all the mechanisms in place prior to death. Additionally, a transfer of assets a the time of death triggers a taxable event, and estate planning can reduce your deferred taxes on the above mentioned assets. Leave your successes behind, not distresses.

Retirement Planning

Planning for your retirement is one of the most important steps in anyone's life. It isn't something you start when you're a few years away from putting your feet up, it's a timely process that spans the entire duration of your working career. In order to live the comfortable, dream life you're thinking about right now, you must always be planning for your retirement.

insurance products

Individual Risk Management is an essential part of any individual's ability to take on the twists and turns life throws at you. As a full service brokerage firm, we offer all forms of insurance coverage so that the deck is stacked in your favour. These include:

• Life Insurance (Temporary, Permanent, Universal)
• Critical Illness ( Temporary, Permanent)
• Disability (Accident, Sickness)
• Health Plan
• Travel Insurance (Visitor, Snowbird, All Inclusive)
• Vehicle Insurance